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About AML Incubator

AML Incubator (AMLI) is a Canada-based compliance outsourcing and advisory firm that provides full-spectrum Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulatory support to fintechs, digital asset companies, money services businesses (MSBs), payment service providers (PSPs), and other financial intermediaries across the globe.

Our mission is to redefine the way businesses approach compliance — combining deep regulatory expertise, innovative technology, and a pragmatic, risk-based approach to help clients scale responsibly in today’s rapidly evolving financial ecosystem.

At AML Incubator, we serve as an outsourced compliance partner and strategic advisor to firms navigating complex global regulatory frameworks such as FINTRAC, PCMLTFA, and RPAA. Our team supports clients in building, operating, and enhancing AML/ATF programs, including transaction monitoring, policy development, training, and regulatory reporting.

With a presence that extends beyond Canada into markets across North America, Europe, the Middle East, and APAC, AML Incubator is trusted by emerging and established fintech innovators to deliver compliance programs that meet both regulatory expectations and business realities.

We’re proud to be recognized as one of Canada’s leading compliance outsourcing providers, empowering clients through:

• Scalable, technology-driven AML solutions for both fiat and virtual assets.
• Fractional CAMLO/MLRO services and ongoing regulatory advisory.
• Risk assessments, licensing, training, and policy frameworks designed to evolve with global regulations.
• Collaborative partnerships that foster integrity, transparency, and operational excellence.

Joining AML Incubator means becoming part of a forward-thinking team that’s shaping the future of compliance in fintech and digital finance — where regulatory rigor meets innovation.

Position Overview

The Senior Compliance Analyst will play a critical role in supporting AML Incubator’s client compliance operations. This position is ideal for an individual with experience in AML/ATF compliance, regulatory reporting, and risk assessments, particularly within fintech, crypto, and payments sectors.

The successful candidate will conduct detailed transaction monitoring and investigations (crypto and fiat), oversee compliance reviews, and contribute to the continuous enhancement of our clients’ AML frameworks. You will also act as a key liaison between clients and regulatory authorities, ensuring operational excellence and proactive compliance risk management.

Key Responsibilities

Transaction Monitoring & Reporting

• Review and investigate crypto and fiat transactions for suspicious activity in accordance with client AML/ATF programs.
• Identify patterns, red flags, or typologies indicative of potential money laundering, fraud, or terrorist financing.
• Prepare and assist with filing Suspicious Transaction Reports (STRs), Large Virtual Currency Transaction Reports (LVCTRs), and Electronic Funds Transfer Reports (EFTRs) to FINTRAC.

Customer Due Diligence & Screening

• Perform KYC/KYB verification using 3rd-party platforms (e.g., Sumsub, Veriff, ComplyAdvantage).
• Conduct sanctions, PEP, and adverse media screening using internal systems and OSINT tools.
• Escalate high-risk clients and support Enhanced Due Diligence (EDD) reviews, including source of funds/wealth assessments.

Compliance Program Support

• Assist in creating, maintaining, and updating AML/ATF policies, procedures, and compliance manuals for multiple clients.
• Develop and maintain risk assessment frameworks, client risk matrices, and compliance effectiveness reviews.
• Track and interpret evolving obligations under PCMLTFA, RPAA, and related guidance.

Audits, Reviews & Assessments

• Support internal and external audit reviews, compliance gap analyses, and risk-based assessments.
• Evaluate the adequacy of compliance controls and recommend enhancements aligned with best practices.
• Assist in compiling compliance metrics for periodic reporting to client management and regulatory bodies.

Client Communication & Regulatory Interface

• Collaborate with clients to address onboarding, compliance inquiries, and regulatory correspondence.
• Prepare summaries, reports, and presentations for client executives and compliance committees.
• Support communication with regulators, banking partners, and auditors where required.

Qualifications

• Bachelor’s degree in Finance, Criminology, Law, Business, or related discipline.
• 2–4 years of experience in AML/ATF compliance, risk management, or financial crime investigations.
• Solid understanding of Global regulatory frameworks.
• Experience in fintech, payments, or virtual assets is strongly preferred.
• Familiarity with blockchain analytics tools and AML typologies in crypto environments.
• Strong analytical, research, and documentation skills with exceptional attention to detail.
• Proficiency in Excel, Google Workspace, compliance or blockchain screening tools.
• Excellent written and verbal communication skills.
• Certifications such as CAMS, or similar are considered assets.

Key Competencies

• Analytical and risk-oriented mindset.
• Sound professional judgment and confidentiality.
• Strong research and OSINT capabilities.
• Accountability and precision in documentation.
• Client service orientation and ability to manage competing priorities.
• Proactive learner with curiosity for regulatory innovation and technology.

Why Join AML Incubator

• Collaborate with a portfolio of fintech, crypto, and payment clients across Canada and internationally.
• Gain hands-on exposure to real-world AML/ATF cases and regulatory engagements.
• Professional growth opportunities.
• Pathway to Compliance Officer or CAMLO roles as AML Incubator expands.
• Competitive base salary, discretionary annual bonus.
• Two weeks of paid vacation and a remote-first work environment.

AML Incubator is committed to providing accommodations during the recruitment and employment process in accordance with human rights and accessibility legislation.